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 @ISIDEWITHDiscuss this answer...7yrs7Y

No

 @9FQLH8PRepublican  from California agreed…6mos6MO

Health insurers should not be allowed to deny people with pre-existing conditions because these people are the ones who need health insurance the most.

 @9FR2KGHRepublicanfrom Pennsylvania disagreed…6mos6MO

This places an unfair burden on insurance companies effectively turning them into charities against their will

 @ISIDEWITHDiscuss this answer...7yrs7Y

No, it is immoral to deny health insurance to people with pre-existing conditions

 @9DCZQXDLibertarian from South Carolina disagreed…7mos7MO

Yes, insuring people with pre-existing conditions drives up costs for everyone

How is it moral to tell any business how they must spend their money?

More practically, forcing insurance companies to cover people with preexisting conditions encourages people to wait until they get sick to purchase coverage, disincentivizes living a healthy lifestyle, and stacks insurers with predominantly sick people thereby raising costs. It is an economically UNSUSTAINABLE policy position.

 @PragmaticValentinaDemocrat from Georgia agreed…7mos7MO

Why should healthy people pay higher insurance rates to cover unhealthy people?

car insurance is the opposite

 @9G3PX8S  from Missouri disagreed…6mos6MO

Discrimination is the basis for insurance. Underwriting is how private companies can offer competing alternatives from one another, and establish niches in the marketplace. Imagine having to make a bet that you are not allowed much information on, and you're almost certain you're going to lose. This is why there are so few remaining health insurance companies. More competing companies would lower prices, increase quality, and increase attractive alternatives to a whole range of situations.

 @ISIDEWITHDiscuss this answer...7yrs7Y

Yes, and the government should not be involved in health insurance

 @9FKZ8XM from Idaho disagreed…6mos6MO

If the government does not give health insurance a large portion of America will not be able to afford healthcare or medication for pre-existing medical conditions. A great example of this is Insulin witch costs less than 5 dollars to make but was charged over 1000 percent.

 @9F4MZ98Progressive from Missouri disagreed…7mos7MO

Universal healthcare has proven to provide superior healthcare and reduce economic stress on all individuals, as well as increasing general productivity of the populous.

 @MinorityBradyLibertarian from Arizona disagreed…7mos7MO

In Canada and the UK, patients often face long waiting times for treatments and surgeries. This could be detrimental for those with serious conditions. How do you propose we ensure quality and timely care under a universal healthcare system?

 @9FQLH8PRepublican  from California disagreed…6mos6MO

Government sponsored health insurance can help reduce cost by leveraging huge negotiation power with medical service providers and pharmaceutical companies.

 @9F8BQQZRepublican from Nevada disagreed…7mos7MO

There are certain Pre-existing Conditions that should be covered no matter what so the government should get involved to regulate it.

 @ISIDEWITHDiscuss this answer...7yrs7Y

Yes, insuring people with pre-existing conditions drives up costs for everyone

 @95L3J33 from Pennsylvania answered…2yrs2Y

 @8FQ5VYM from Colorado answered…3yrs3Y

No, but they should be free to require people with preexisting conditions to pay more for the same coverage

 @96BRTBW from Pennsylvania answered…1yr1Y

If they have health insurance and switch to a different health insurance no

 @JakeV922 from Ohio answered…11mos11MO

Yes, only non whites.

 @9D8LFJF from Connecticut commented…8mos8MO

No, it is immoral to deny health insurance to people with pre-existing conditions

At least you're honest about your bigotry. Still not cool.

 @9GT9LJR from New York answered…5mos5MO

No, unless there is no effective treatment for a symptom and the situation is utterly helpless, then health care providers should not deny or increase the price of coverage.

 @9F4MSCFCommunist from Arizona answered…7mos7MO

Abolish all forms of insurance. They’re nothing more than a middle man getting paid to tell people which providers patients can or cannot see.

 @9B8BFNG from Washington answered…11mos11MO

 @8F4NBFN from Pennsylvania answered…4yrs4Y

 @98WYC9D from Michigan answered…1yr1Y

 @96BBG8C from Massachusetts answered…1yr1Y

Yes, it's a private company. They have a right to make a profit.
The government should be involved in healthcare, and offer insurance which must cover everyone.
However, nobody should be obligated to participate in the government program, and should be allowed to choose private companies if they wish.

 @9L388VPfrom Maine answered…6 days6D

Yes, however if somebody has a pre-existing condition and they can't find an insurer they should be helped by the government.

 @9L2DDWQWomen’s Equality from Indiana answered…1wk1W

No, I think it's important to continue having it as it allows another person with the pre-existing as this includes more people into the new ACA act.

 @9KWVG7J from California answered…2wks2W

Depends on the condition. However, as long as the price is fair and both parties are content then we have no room to talk about this topic.

 @9KW99WMDemocrat from Oregon answered…2wks2W

They should be able to deny coverage to individuals who have a condition impacted by their own choices. They should not be able to deny individuals who have pre-existing condition that could not have been avoided.

 @9KTQ32SIndependent from New Jersey answered…2wks2W

It should be treated like any other risk factor that an insurance underwriter may use to determine if the company could reasonably support your policy during a time of economic recession.

 @9KSYN6D from New York answered…2wks2W

Yes, people have the option to deny coverage but they should still provide health care under the oath a doctor takes when they become a doctor.

 @9KQ8LQLLibertarian  from California answered…3wks3W

No, but they should be allowed to deny coverage to drug users, and increase rates for those with lifestyle choices affecting their health

 @9KNK34YLibertarian from North Carolina answered…3wks3W

Yes, if their pre-existing condition was self-inflicted. If it was a natural disaster like getting struck by lightning, that shouldn't be a factor.

 @9KJQRX6 from California answered…3wks3W

Health ‘insurers’ should go out of business, and all the money spent on health care should go to the health care workers.

 @9KJCVX5 from Missouri answered…3wks3W

No, but people with pre-existing conditions that can be related back to addictions (i.e. smoking, excessive alcohol use, drug use) should be reviewed.

 @9KJ4KQB  from Arkansas answered…3wks3W

No, but if the individual lies about their pre-existing conditions, then that should be an exception.

 @9KH977J from Kansas answered…4wks4W

Health insurance should not be an industry. Insurance that everyone gets the Healthcare they need is all we need to worry about.

 @9KGMBJ2Green from Colorado answered…4wks4W

If the pre existing condition is caused by previous ill decisions then it should not be covered. But it is immoral to deny coverage to someone who is sick and has no decision in their health.

 @9KC893XLibertarian from Virgin Islands answered…4wks4W

Yes, however, there should be a system in place to provide coverage or care for those who are not eligible for normal forms of insurance.

 @9KBYNKK from Utah answered…4wks4W

No, but the risk involved with insuring such people would be minimized by spreading it across the entire population through universal single payer health care.

 @9KBLTKTCommunist from Texas answered…4wks4W

No, pre-existing conditions are just medical history and should not deny anyone the right to healthcare

  @Rev.-CPW  from Illinois answered…1mo1MO

We should socialize healthcare and let everybody, regardless of pre-existing conditions benefit from the same system.

 @9JVYNS6 from Maine answered…1mo1MO

No. But they should be allowed to raise or lower premiums and out of pocket costs based on pre-existing conditions.

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